Sunday, September 30, 2012

Protect Yourself from Identity Theft

This is a Sponsored post written by me on behalf of LifeLock Twitter for SocialSpark. All opinions are 100% mine.

Identity theft occurs when someone accesses the data another person's identity with the intent to commit fraud or theft. The data include names, addresses, tax, date of birth, credit card numbers and other. Identity theft is widely used for opening a credit card account fraud, filing a loan or obtaining mortgage / car.

When we understand how identity theft occurs, fraud by various methods tend to have two categories. Low-tech methods such as clean up the trash and phone scams are easier to overcome because they are taking advantage of the victim's personal habits. But when the understanding of identity theft methods with high technology, not much you can do because personal information was stolen from someone you provide for business purposes, such as buying a house or get insurance quotes.

A large number of cases involving identity theft by children caused by the misuse of identity that parents do their own children, but there are still many cases the perpetrators are friends or even family members. The best thing to do is to keep your personal information safe, although safety box at a bank is still a good idea if you are able to hire. Fraudulent use of e-mail is probably the most famous, because a fraudster can send thousands of emails at a time. But this is really just a phishing techniques to bring you into the conversation over the phone, so the phone fraud is a real danger.

AmeliaIZEA |

Importance of identity protection:
  • Households earning $100k + per year have the highest identity fraud rate at 7.4% 
  • The average cost per person of having identities stolen is $1,513 
  • 11.6 million adults were victims of identity fraud in 2011 and a total of $18 billion was lost.

Alarming stats for social media/ smartphone users that have experience identity fraud: 
  • 6.6% of victims are smartphone owners 
  • 6.8% of victims are social media users who click on the applications 
  • 8.2% of victims are social media users who have “checked in” using their smartphone GPS 
  • 10.1% of victims are LinkedIn users

Do you know how fast a professional hacker can breach your password security? 
  • If you have 6 characters in your password with no symbol, it only takes a professional .000224 seconds 
  • If you have 10 characters and one symbol in your password, it takes up to 20 days for a professional to break in. 
  • What would this mean to your online banking, personal information and overall privacy? 
  • Are you alarmed by the stats listed?
  • How hack-friendly is your password?

Theft with high technology is very difficult to trace, where their professional thieves spread Malware, Malicious Software, Viruses, Worms, Trojan Horses, Spyware, and Rootkits, only those professionals who can ward off identity theft. LifeLock has many professionals who will help you from potential identity. Warranty service LifeLock will spend up to $ 1 million to hire experts, lawyers, investigators, consultants, and anyone who needs to help your recovery.

LifeLock provides five important points of protection such as Monitoring, Scanning, Responding, Guarantee and tracking. With the protection that we do not have to worry if someone tries to commit identity theft, and LifeLock will contact you to rectify the situation quickly, check out  LifeLock on Twitter.

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