Thursday, February 14, 2013

Personal Capital For Your Financial

This is a Sponsored post written by me on behalf of Personal Capital for SocialSpark. All opinions are 100% mine.

Why do you need to manage finances? Perhaps you have in your mind that not spending more than income or savings. But when you hear the word austerity, you might think as hear the word diet, as if not to enjoy life. When you manage finances properly, you will know how much money goes in and out, and where it goes. So there was no surprise "Why, my money was gone, yes,?" Better yet, you'll have the cash on hand to purchase such as a car, a house down payment, or renovation.

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Financial management integrated in a single mobile application is necessary for you to consider, which will be easier and faster to track income, expenses, savings and investment performance. Application of private capital can aide you manage your money by giving you a holistic view of all your accounts in quick time. This allows for you to see where you can save money by identifying the cost of mutual funds.

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Application of Personal Capital for mobile application available on iPhone, iPad and Android, allows you to access all your financial accounts in one view aggregate. Growth assets are presented in the format users, beautifully concise, and clear. Account of the different formats investments (such as mutual funds, stocks, money market accounts, checking / savings) that integrates easily. Private investment advisors are available to provide services Additional account management for a fee of 1% low, but the app itself is 100% free.

Aspects of Personal Capital most useful and I like is Investment Check Up, which would be faster I know the level of risk and applicable fees. Using a mobile phone application of Personal Capital available features then we will be much easier to manage and keep track of any changes that improved financial conditions will be stable and the amount of money would be optimal.

Personal Capital allows you to track your income and spending, see your largest expenses, and easily view your transactions with Personal Capital Cash Manager. Please sign up and download the Personal Capital App for iPhoneiPad mobile devices and it is compatible to your Android device.

1. Portfolio Performance
Tracking your investment account, asset class or individual security. Knowing what you have and how it is performing. With the soon to know how to drive the market and your portfolio.

2. Asset Allocation 
Find out with just one click. Discover where you're invested, from international stocks to bonds, from alternatives to cash. Find the exact percentage of each asset class within your portfolio.

3. Mobile App opportunities 
Keep track of your finances at home and on the go with mobile apps make it easy to see your account balances and transactions, plus investment performance and market gainers and losers - no matter where you are.

4. Investment Check Up 
Personal Capital financial experts found a way to electronically pinpoint potential investment risks within your portfolio. Identify mutual fund fees and see if you're on par with your financial goals. It's free and it it only takes a few seconds.

5. 401k Free Organizer 
Find out if you're paying too much in 401k fees. We'll benchmark your 401k against our own 0.5% plan and determine whether your plan is Red (over 2%), Yellow (1.01%-2%); or Green (1% and below). Then we'll help you do something about it.

6. Mutual Fund Fee Calculator 
Instantly know just how much your investments are costing you. Personal Capital Mutual Fund Fee Calculator shows you just how much investment fees could cost you over time.

7. Universal Check Up
Send money to anyone, anywhere with just a few swipes and taps on your smartphone or tablet. Personal Capital's Universal Checkbook is easy to use - just enroll any one of your checking accounts by taking a snapshot of a paper check. Save time and a stamp.

Visit Sponsor's Site

Wednesday, February 13, 2013

The Hopper HD from DISH satellite TV

This is a Sponsored post written by me on behalf of DISH for SocialSpark. All opinions are 100% mine.

Watching TV by using satellite technology is certainly very enjoyable, quality images and sounds are very clear when compared to analog TV. Satellite TV has many advantages, where the satellite signals are transmitted to reach remote areas throughout the earth's surface.

DISH is the leader in satellite television, providing many services for customers with technology television programming and cutting-edge high-quality designed with the consumer in mind, all at the best value. Satellite TV has provided a lot of entertainment for me, relax and enjoy my favorite programs such as movies, news, sports and more.

The Hopper™ is a Whole-Home HD DVR available only from DISH. Only the Hopper lets you watch live and recorded TV anywhere and instantly skip commercials in recorded primetime TV on ABC, CBS, FOX and NBC. Plus, you can record 6 different shows at the same time during primetime and store up to 2,000 hours of your favorite shows. Learn more about the Hopper if you want more details of their technological superiority.

With the Hopper ™ we can also relax to relieve frustration while enjoying entertainments favorite programs live or recorded anywhere using smartphones, tablets and computers without internet connection when we are traveling with family or in a long flight. Entertainment interesting spectacle certainly expected by our children, they are certainly very excited when their favorite programs can be watched anytime and anywhere while they are traveling far and boring.

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By using "the Hopper ™" all the TV programs you want to watch can be realized at anytime and anywhere. There are many favorite programs and activities that can be enjoyed by you will become more meaningful when the Hopper ™ is present in your life. Immediately get now your favorite programs and Get the Hopper™ free when you sign up for DISH. Packages starting at $24.99, for 12 months with 24 month commitment. Restrictions Apply. Follow DISH on Twitter.

HOPPER FEATURES (New Features Available 2/11/13 only from DISH)

NEW -- DISH Anywhere™
Never miss watching your favorite team or program again by transforming your smartphone, tablet or computer into a portable TV. With the DISH Anywhere app (for Apple and Android devices) and online portal, customers can watch live and recorded TV including live sporting events, TV shows and movies - anytime, anywhere. DISH Anywhere also lets you take control of your DVR to schedule and manage recordings remotely. DISH Anywhere is included with every DISH subscription at no additional charge.

NEW -- Hopper Transfers™
This is the long awaited solution for watching programs when traveling without an Internet connection, such as in-flight or on the road. Simply transfer your DVR recordings to your iPad with the free Hopper Transfers app before you leave the house and you can enjoy your favorite movies or shows on flights or keep your kids entertained on a long road trip, even when you don’t have an Internet connection. Your shows and movies on your time anywhere.

AutoHop™ - Hate commercials?
DISH created commercial-free TV so you can save an hour each night! 
Now you can instantly skip commercials in recorded primetime TV on ABC, CBS, FOX and NBC. Only DISH gives you ad free TV with AutoHop™ on the Hopper™.

PrimeTime Anytime™ - With the Hopper™ you can record 6 different shows at the same time during primetime giving you three hours of on demand primetime ABC, CBS, FOX, and NBC programming available to you for up to 8 days from initial air date.

Whole-Home HD DVR Functionality
The Hopper™ lets you have full HD DVR functionality on every TV, so you can pause, rewind and record live TV in any room. Plus, you can access your DVR library on all TVs so you can record a movie in the living room, start watching it in the bedroom and then finish in the kitchen.

Delivers satellite TV to approximately 14 million subscribers LIKE DISH on Facebook
Offers the best programming at the best value 
Leads the industry in state-of-the-art equipment and technology 
Provides the most HD and international programming in the U.S. 
Employs more than 25,000 people in the U.S.

Visit Sponsor's Site

Tuesday, February 12, 2013

How to Secure Public Wi-Fi Access

Currently the number of Wi-Fi access points grow exponentially. However, not every WiFi network capable of providing protection as a private home. Devices such as notebooks, tablets, or smartphones that use the original settings and firewall may not be enough to keep you safe from hackers nosy action while on the go.

If you want to store your information in the file is safe, there are some important tips to protect yourself when you are away from home.

Free Wi-Fi

1. Turn off Sharing Mode

You can share a lot of data such as music, videos, files, and even use a remote login from another computer over a Wi-Fi home of your own. In a public Wi-Fi networks, if you do not disable this setting when connecting to the network, other people around you may be able to hack your PC via WiFi.

If you are using a Windows PC, you can start by going to the advanced sharing settings in Network and Internet settings in the Control Panel. From here, you can choose to share files, printers, and networks are found, it will make your computer appear connected on the same network. For Mac, just go to System Preferences, then share, and make sure there are no other options are used.

2. Get a Virtual Private Network (VPN)

The safest way to browse the public network is using a virtual private network (VPN). A VPN will give you a secure network while using public Wi-Fi, you get the benefits of a private network while still having the freedom of public Wi-Fi. Currently there are many free VPN services available generally available, which ensures the security services on the network is a smart choice to protect your personal information.

3. Avoid Automatic Wi-Fi Connection

Smartphone or tablet can be set to automatically connect to Wi-Fi, this is a setting that can jeopardize your privacy. This allows the device you use to connect to the public network without your permission, and you can also automatically connect to the network that was set up especially dangerous to steal information. The most modern smartphones have the option of disabling by default, but this setting should always check. First, open the Wi-Fi from the settings of the phone, if you do not see the connection option is automatically installed the device in your possession is secure.

4. Use Secure Sockets Layer (SSL)

A website is basically just transfer the contents in plain text form, It is easier for anyone to sneak in your network connection. Many sites use SSL to encrypt the data transfer, but you do not have to rely on the site for shelter services. You can create an encrypted connection SSL browser extensions Everywhere. By enabling this plugin, almost all sites will be protected connections using SSL to ensure secure data transfer from any prying eyes.

5. Use Two Types of Authentication

Two types of authentication means you need two pieces of information to enter the account you have, one of them using something that you know while others wear what you have. This mode is often used by taking the code and the code will be sent to your phone. Today many popular sites use the service supports two types of authentication, it explains if someone is able to get your password via public Wi-Fi networks, they will not be able to access the account.

6. Confirmation Network Name

Sometimes hackers will set up a fake WiFi network that is not recognized by other WiFi users. This fake network device that you can put to use in a dangerous situation, if you are not sure about the official network. While at a cafe or a place to eat, the employee will notify the official network name and help you get connected. If there is no one around to ask, should you move to a different location where you can be sure there is no Wi-Fi network false.

7. Protect Your Passwords

Using a combination of unique passwords for different accounts, can help you when one accounts had problems. Application password manager like KeePass or LastPass might be able to help you stay safe. Both of these applications store your information in a different way, KeePass database storing an encrypted file on your computer, while LastPass stores your identity in the cloud. There are pros and cons for each service, but both applications is claimed is completely safe.

8. Turn on your firewall

Most operating systems available today, most have been fitted firewall that monitors the entry and exit connections. Firewall does not provide complete protection, but the setting feels quite helpful if active.

In Windows notebook, find your firewall settings in the Control Panel under System and Security. Click on Windows Firewall, and then click Turn Windows Firewall On or Off. Enter your administrator password, and then verify that Windows Firewall is active. Settings on the Mac is in System Preferences, then Security and Privacy on the Mac. Navigate to the Firewall tab and click Turn On Firewall. If these settings are grayed out, click the padlock icon in the bottom left, enter your password, and then follow the steps again.

9. Run Anti-Virus Software

Always use anti-virus software current, it can help give you a warning first if your system has been compromised when connected to the network. A warning will be shown if your PC detects known viruses, or any suspicious behavior, such as the modification of the registry file.

When running the software, anti-virus software can not capture all unauthorized activity that occurs in the network, it is a great way to protect your device from malware attacks.

Potentially Habitable Planets

Researchers from Pennsylvania State University (USA) examines the habitable zone in space for Earth-type planets. Using research related to water and carbon dioxide molecules, the researchers concluded that the planet could still potentially habitable planet when it was far from the sun.

This research is important for planning future projects to find extrasolar planets. But it seems that researchers are still constrained on technology, the author's work, as well as criticism of the study.

One of the points driving to the search for planets outside the solar system is dependent on what researchers have discovered at this time. Total foreign planet, which is called the new world has been growing rapidly.

Nearly 700 objects identified as exoplanets around stars. More than 2,000 candidates found by Kepler space telescope.

The position of the planet called habitable zone, a selection criteria. The zone is a region of space around a star, where the mass of the Earth and the planets of similar composition atmosphere (nitrogen, water, carbon dioxide) can raise liquid water on its surface.

Scientists say there is no liquid water on the surface of the Earth's two nearest planets, namely Venus and Mars. Not only the temperature of the star, but also the composition and properties of the atmosphere affects the habitable zone boundaries.

This study also used data from the distance between the Earth to the Sun, which is 1.5 million kilometers. The team of researchers from Pennsylvania State University, NASA, Washington University and the University of Bordeaux dubious previous research models in 1993.

The previous model predicts that border the habitable zone of the Sun internal and external, are between 0.95 and 1.67 astronomical units. Researchers now want to update these inaccuracies, using the absorption of solar radiation.

Microsoft's Xbox Studios in Los Angeles

Xbox Microsoft
Microsoft is preparing to make a new Xbox game studios in Los Angeles. In this case, Microsoft will use the studio to create interactive content, as a form of investment in the latest generation of gaming and entertainment to keep the power of the Xbox.

Making a studio in Los Angeles, showing the concept of integration between games and Hollywood as an interactive entertainment in the digital age. Xbox is a new studio in the news will be led by Nancy Tellem, who previously served as president of the Entertainment and Digital Media. Studio, named Xbox Entertainment Studios is claimed will create original interactive content with a vision.

This step up consistently, and with great confidence, content to Xbox offer will become more widespread. Microsoft Studio in Soho has been experimenting with interactive content such as projects Kinect Sesame Street TV, and this shows that Microsoft is investing more in its content in this area.

Microsoft has sold 76 million Xbox 360 consoles worldwide to date. Kinect motion sensor also has sold around 24 million since 2010, and the Xbox Live community has grown to 46 million subscribers, up 15 percent from year to year.

According to data from Experian Simmons third party Media Survey, approximately 38 percent of Xbox Live users in the U.S. 54 percent are women. Since July, Microsoft claims Xbox Live can burn calories 200 million users using Xbox and Kinect for exercise and activities such as Nike Kinect Fitness, as well as training programs or other games.